Comments on: Cultural Learnings of Banks for Make Benefit Glorious Nation of Hayastan

By: Sandaramet

Sandaramet — Thu, 25 Mar 2010 00:59:05 +0000

Hi!
Sometimes, when on etrie to withdraw cash from a HSBC ATM, it “swallows” your card for some strange reason. And then.. YOU HAVE TO PAY EXTRA to get back your card.. although you did noting wrong.. I am currently living in Germany. Dear Armenians, I recommend you to abandon that stupid Armenian banks, who just rob you, find a friend or a relative in Germany and ask him to open an account in DKB Berlin. You will get a credit line of ~7% negative interest rate! Do not let that rats to rob your money.

By: ay qez ban

ay qez ban — Sat, 13 Mar 2010 20:43:55 +0000

credit am-n el arit@ chi korcnum……baic de edqan el lav tex chi govazdov zabvelu hamar…..

By: Credit AM

Credit AM — Fri, 12 Mar 2010 07:37:11 +0000

You can find answers for all youр questions visiting only one office and talking only with one loan officer. Don’t waste your time and come to Armenia Marriott Hotel, Credit AM office. BTW. On the 3-rd floor you can also find another useful office: http://www.mysteryshopping.am So welcome..

By: Arsen

Arsen — Wed, 10 Mar 2010 20:31:22 +0000

Yes xosum ei HSBC-i masin, nenc stacvec vor Suicide Bomberi hamematutyan huni mej ynka u moraca nshem. Sorry.

By: armcomedy

armcomedy — Wed, 10 Mar 2010 19:06:47 +0000

Arsen jan, du nuyn banki masin es xosum inch vor naxord post anox@?

By: Arsen

Arsen — Wed, 10 Mar 2010 18:52:02 +0000

Ha mi ban el asem u verj.

Iranc varkery shat gravich en, ejan %-nerov u arag yntacakargerov, bayc verjum eli parzvum a, vor varki spasarkman vchar en gandzum, chem haskanum te inchi hamar. Orinak vercnum es 1.000.000 dram sparoxakan vark, mi 20.000 dram (motavorapes) menak spasarkman vchar a, vory kazmum a ed gumari 2%-y, aysinqn, varky irakanum x+2% a, bayc iranq mez asum en, vor x% a.

By: Arsen

Arsen — Wed, 10 Mar 2010 18:46:10 +0000

Yes konkret xndir em unecel iranc telephone banking-i het. Chisht a xndiry mets cher, bayc amen depqum, ed iranc competency-i masin a xosum. yes iranc mi 25 angam heraxosov piti poxancvi XX.XXX gumar, aaaabbbbggggddd hashvin. iranq mi 100 angam chshtecin, heto het zangecin, mi hat el chshtecin, u henc vor poxancecin, parzvec vor XX.XXX-i poxaren, iranq poxancel ein XX.XYY gumar. Aysinqn sxaly mi 50 dram er, bayc barebaxtabar avel er, qan te pakas, te che im gortsarqy anvaver kchanachver. Yes el glux chdreci, vor znagem ed 50 drami hamar bazar anem.

Hajordy, iranq iranc fee-ery taqcnum en u du dra masin imanum es, arden paymanagiry storagreluts heto. Orinak HSBC PLUS cardi het iranq arajarkum en ArCa credit card u dzeri het mi 89 angam asum en, vor da anvchar a, isk paymanagiry storagreluts heto parzvum a, vor ayn arji 5000 dram, dranic kanxikacnely 1% a u minimum 500 dram, daje yete 500 dram es kanxikacrel, heto parzvum a, vor ed credit line-i %-y hashvum a kanxikacman pahic, yev voch mi grace perios chka kanxik gortsarqneri depqum. Heto parzvum a, vor yete uzum es qo credit line-y poxes (metsacnes, poqracnes), piti 3000 dram animast pox tas, chgites te inchi hamar.

Nayev, mi 10 angam indz xostacel en vor Statement en Deliver anelu electronayin, bayc miayn uxarkum en im ArCa-i statementy, bayc yerbeq HSBC PLUS-i statementy chem stacel. Mi ban el HSBC PLUS cardery voch mi haykakan u hamashxarhayin banking system-i mej integrvats chen, voch mi ban ches kara anes-voch internet arevtur, voch xanutum arevtur, menak cash u mek el ATM-i mijocov poxancum.

Hima kaseq, ba ed depqum inchi eq ogtvum es bankic? Patasxany sa e, minch ors ahmberum enq, bayc shat shutov ayn verjanalu e…

By: Suicide Bomber

Suicide Bomber — Wed, 10 Mar 2010 18:25:36 +0000

Well, I prepared a comparison of MasterCard Standard plastic card charges in 3 Armenian Banks-HSBC, ACBA, AEB. Can you see the difference?

HSBC – 12,000 AMD annual fee, 2.5% cash withdrawal fee (min 1,000 AMD), no annual interest rate on positive balance, 24% annual interest rate on credit line, on-line transfers within the ARCA system-0,5%, SMS notifications free-of-charge

ACBA – 10,000 AMD annual fee, 1% cash withdrawal fee everywhere (min 1,500 AMD abroad), 2% annual interest rate on positive balance, 16-24% annual interest rate on credit line, on-line transfers within the ARCA system-0,3%, SMS notifications 30 AMD per sms

AEB -2,500 AMD annual fee, 0% cash withdrawal fee from AEB ATMs, 1% – other ATMs in Armenia (min 1,000 AMD), 2%-ATMs abroad (min 3,000 AMD), 2% annual interest rate on positive balance, 24% annual interest rate on credit line, on-line transfers within the ARCA system-0,3%, SMS notifications 30 AMD per sms

By: armcomedy

armcomedy — Wed, 10 Mar 2010 16:50:22 +0000

Folks,
Please specify complaints and services you believe are charged unfairly. We will be happy to raise it with leadership of respective banks.

By: Tatevik

Tatevik — Wed, 10 Mar 2010 07:31:13 +0000

great! mystery shoppers!!! good luck!